Important facts about the coverage:
This plan is available to all girls and boys softball and baseball teams under the age of 21.
An individual afa insurance identification card will be sent promptly for each insured team.
Coverage will be effective on the effective date specified in the policy or the date the application and premiums are cleared by the afa, whichever is later.
Coverage ends December 31, 2008 at 12:01 am.
One additional insured per team is provided at no additional cost. See application form.
A team official must certify that the claim occurred during a team-sponsored activity. If there is a question or problem on any claim, call (714) 952-9311
Policy coverage's, terms, conditions and exclusions are only briefly outlined here. For complete provisions, plese refer to the master policy itself.
Who this insurance covers:
Coverage is provided for your team or teams, participants, sponsors, officers, directors, managers, coaches and other managing personnel and auxiliaries while acting on behalf of the team or teams.
What this insurance covers:
Coverage is provided against negligence arising out of the operation of the sports program including:
1. Ownership, maintenance and use of athletic fields;
2. Activities necessary or incidental to the conduct of practice, exhibition, regular season and post season games;
3. Consumption or use of food and other products;
4. Year round activities such as fundraising and award banquets subject to the Insurance Company's approval;
5. Liability assumed under contract;
6. Libel and defamation of character;
7. False arrest and wrongful eviction;
8. Cost of investigation and defense of claims even it groundless;
9. Invasion of privacy;
10. Fire legal;
11. Participant liability (Available only when Medical Insurance is in effect).
What this insurance does not cover:
1. Property owned, rented or leased by or in charge of the insured.
2. Injury or death of an employee.
3. Aircraft or Watercraft.
For a complete listing of exclusions please read your policy carefully.
Accidental medical expense insurance
Who this insurance covers:
All players, coaches, managers, official scorekeepers, batboys, and volunteer workers in your registered team or teams, including any who become eligible during the term of the policy, while participating in regularly scheduled and supervised practice and play of softball/baseball and related covered scheduled activites.
What this insurance covers:
Accidental Medical Expense Reimbursement to an insured person for an injury caused by a covered accident. Reimbursement is payable for expenses for medical services, treatment or supplies incurred within 104 weeks of the date of the covered accident. The maximum medical expense reimbursement is $25,000.00 (except volunteer workers who are limited to $5,000.00). The maximum benefit payable for dental treatment is $2,000.00 with a $100.00 maximum payment per tooth.
In this plan, the Accidental Medical Expense benefit is paid only in excess of any expenses payable by other valid and collectible group insurance, and subject to a $100.00 deductible. In the absence of such insurance, it is the Insurance Company's intention that expenses incurred in connection with any covered inury will be fully payable, subject to the Policy.
For loss of Two Feet or the Sight of Both Eyes... 100%
One Hand and One Foot... 100%
One Hand and the Sight of One Eye... 100%
One Foot and the Sight in One Eye... 100%
One Hand, One Foot or the Sight of One Eye... 100%
Loss means, with reference to hand or foot, complete severance throught the wrist or ankle joint; and with reference to sight of an eye, the entire irrecoverable loss of sight. If more than one of the specified losses result from the same accident, only one amount, the greatest, will be paid.
What this insurance does not cover:
No benefits are payable for losses resulting from or caused by:
1. Dental treatment, except as a result of injury to sound natural teeth;
2. Services or treatment rendered by physician, nurse or any other person employed or retained by the Policy holder;
3. War or any act of war, whether declared or not;
4. Replacement of eyeglasses or contact lenses, or eye examinations for the correction of vision or fitting . of glasses or contact lense unless an injury has caused impairment of sight;
5. Replacement of hearing aids unless injury has caused impairment of hearing;
6. Intentionally self-inflicted injuries, suicide or any attempt at it;
7. Mental or nervous disorders;
8. Being under the influence of drugs or intoxicants unless prescribed by a dully licensed physician;
9. Bacterial infections, except pyogenic infections which occur as the result of an accidental wound or injury;
10. Flying in any aircraft other than as a passenger on a common carrier licensed for transporting passengers;
11. Experimental or investigational services or supplies;
12. Hernia, however caused.
